Ibhonasi Yokwamukela Ye-Binarium - 50% Idiphozithi Yokuqala
- Isikhathi Sokuphromotha: Okungenamkhawulo
- Itholakala ku: Bonke Abahwebi abasha be-Binarium
- Amaphromoshini: 50% Idiphozithi Yokuqala
Amabhonasi
Amabhonasi yimali oyitholayo ngaphezu kwediphozithi yakho ukuze ukhulise amandla akho okuhweba. Inani lebhonasi lincike enanini lediphozithi yakho kanye nesimo se-akhawunti. Amabhonasi afakwa ku-akhawunti ehlukile yebhonasi.
Sinikeza izinhlobo ezilandelayo zamabhonasi:
- ibhonasi eyamukelekile yamakhasimende amasha ngokwenza idiphozi yawo yokuqala
- amabhonasi ngokubamba iqhaza kumaphromo enkampani
- ukuhweba okungenabungozi kanye nomshwalense wediphozi (ulwazi oluningiliziwe mayelana nalezi zinhlobo zamabhonasi luyatholakala ngezansi)
- amabhonasi emiklomelo atholwe emiqhudelwaneni yamahhala ye-Binarium (isikhwama semiklomelo sisatshalaliswa phakathi kwabahlanganyeli kuye ngendawo ethathiwe)
Izimo zokuthola ibhonasi kanye nosayizi wayo ngamunye esimweni ngasinye. Inkampani inelungelo lokuhoxisa amabhonasi akhishiwe uma wephula noma yiziphi izinhlinzeko zeSivumelwano Seklayenti.
Uma amadiphozithi amaningi enziwe ngenxa yemikhawulo yesistimu yokukhokha, xhumana Nosekelo ukuze uthole ibhonasi yenani lediphozithi ephelele.
Ungenqaba ibhonasi lapho wenza idiphozi.
Ukuhweba okungenabungozi
Ungavula ukuhweba okungenabungozi ngaphandle kwengozi yokulahlekelwa idiphozithi yakho. Uma uvula ukuhweba okungenabungozi, azikho izimali ezidonswa kubhalansi yakho, futhi noma iyiphi inzuzo ifakwa ku-akhawunti yakho yangempela.Ukuhweba okungenabungozi kunqwabelana lapho ufaka imali ku-akhawunti yakho usebenzisa amakhodi ephromo nanjengengxenye yemititilizo ekhethekile. Inombolo nosayizi wokuhweba okungenabungozi kukhonjisiwe encazelweni yekhodi yephromo noma yephromo. Ungavula ukuhweba okungenabungozi nganoma yisiphi isikhathi, kodwa kuzovalwa uma ukhipha imali.
Ukuhweba kwakho okutholakalayo okungenabungozi kuboniswa kutheminali kwesokudla ngenhla kwenkinobho eluhlaza okotshani ethi Okuphezulu.
Zisebenza kanjani?
Inani elilingana nesamba senani lokuhweba okungenabungozi (eliboniswe encazelweni yephromo noma yekhodi yephromo) ligodliwe ku-akhawunti yakho yangempela futhi lifakwa ku-akhawunti yakho yebhonasi.
Isibonelo, ufaka u-$100 ku-akhawunti yakho futhi uthole ukuhweba okungenabungozi okungama-$10. Ngakho-ke, u-$30 ubekelwe ibhalansi yakho yangempela futhi ufakwe ku-akhawunti yakho yebhonasi. Ungasebenzisa le $30 ukuze uvule ukuhwebelana okuthathu okungenabungozi ngokulandelana nokulahlekelwa okungaba khona okunxeshezelwe inkundla. Isamba sesinxephezelo esivela endaweni asikwazi ukudlula inani lediphozithi.
Imigomo nemibandela yokucubungula izimali zebhonasi kusukela ekuhwebeni okungenabungozi iyafana nemigomo nemibandela yamabhonasi avamile.
Umshwalense wediphozithi
Umshwalense wediphozithi wuhlobo lwamabhonasi ahlinzekwa yi-Binarium. Ukumboza kahle ukulahlekelwa okungenzeka ngenani elithile lohwebo lwakho.
Imithetho yomshwalense wediphozithi:
- Ukuhweba kokuqala okulandelanayo kuphela okuqinisekisiwe;
- Ukutshalwa kwezimali kuhwebo olulodwa angeke kudlule ama-33% ediphozithi ephelele;
- Inani lesinxephezelo esivela endaweni alikwazi ukudlula inani lediphozithi.
Isibonelo, umhwebi uthole ukuhwebelana okuhlanu okunomshwalense, futhi ngemuva kokuvalwa ibhalansi ye-akhawunti yayingaphansi kunangaphambi kokuhweba. Ngokwemithetho, inkundla inxephezela umehluko. Kulo mcimbi izimali ezithathwa njengezinxephezelo zithathwa njengezimali zebhonasi futhi nemithetho esetshenziswa kuzo iyafana neyamabhonasi ajwayelekile.
Uma imigomo nemibandela okunikezwa ngayo umshwalense kuhlangatshezwana nayo, xhumana nethimba lokusekela Amakhasimende ukuze uthole isinxephezelo sakho.
Ukuhoxiswa kwebhonasi
Izimali zebhonasi, okuhlanganisa izimali ezitholwe kusetshenziswa amabhonasi nasemiqhudelwaneni yamahhala, zitholakala kuphela ukuze zihoxiswe ngemva kokufinyelela ivolumu yokuhweba edingekayo. Izimali zebhonasi azinakuhoxiswa ngokushesha ngemva kokuba uzitholile.
Ukuhoxisa amabhonasi ediphozithi (amabhonasi atholiwe ngokugcwalisa i-akhawunti ye-Binarium), izimali zakho zebhonasi kufanele ziguqulwe izikhathi ezingu-40 ngaphambi kokuhoxiswa.
Isibonelo, ugcwalisa i-akhawunti yakho futhi uthole ibhonasi engu-$150. Inani lakho lokuhweba eliphelele kufanele lifinyelele: $150×40=$6,000. Uma ivolumu yakho yokuhweba ifinyelela kuleli nani, izimali zebhonasi zingahoxiswa.
Izimali zebhonasi kufanele ziguqulwe izikhathi ezingama-50 ngaphandle kwamabhonasi ediphozithi. Inani eliphezulu lokuhoxiswa alikwazi ukudlula inani lebhonasi etholiwe yokungadiphozi.
Isamba semali engenayo sihlanganisa kokubili ukuhweba okunenzuzo nokulahlekelwayo. Amabhizinisi avaliwe ngentengo yokuvula awabonwa emalini engenayo. Ayikho imikhawulo ekuhoxisweni kwenzuzo. Nokho, ibhonasi ikhishwa ngokuzenzakalelayo ku-akhawunti yakho uma ukhipha ingxenye yediphozithi ekunike ibhonasi.
Sicela uqaphele ukuthi isu le-Martingale (ukuphinda kabili ukutshalwa kwezimali kwezohwebo) livinjelwe ku-Binarium. Ukuhweba okusetshenziswe nge-Martingale kutholwa yipulatifomu futhi akubona kunzuzo. Ngaphezu kwalokho, imiphumela yalokhu kuhweba ingabhekwa njengengavumelekile futhi yenqatshwe yinkampani.
Kufikela ku-5% yenani lebhonasi licatshangelwa emalini eyenziwayo ekuhwebeni ngakunye. Isibonelo, uthole ibhonasi engu-$200, okusho ukuthi inani eliphezulu elizocatshangelwa emalini yebhonasi edingekayo ukuze uhoxiswe alikwazi ukudlula u-$10 ngomsebenzi ngamunye.
